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Financial Solutions
Uplift Path
Smart Coverage for Self-Employed Professionals and Small Business Owners
You work hard to keep your business running - but when it comes to benefits, most self-employed people and small teams don't have an HR Department to turn to. That's where we come in. As your independent benefits coordinator, Michael helps individuals, 1099 contractors, and small employers design affordable coverage that fits their lifestyle, goals, and budget.
Health Coverage Options
Two main paths — let’s find the right one for you.
Marketplace (ACA) Plans:
Income-based plans with the 10 essential health benefits — ideal if you qualify for tax credits or want comprehensive major medical coverage.
Private PPO & Indemnity Plans (like ManhattanLife Affordable Choice):
Health plans that pay cash benefits directly to you for covered services. Choose your own doctors, skip network restrictions, and often enjoy lower monthly costs.
These plans cover 8 of the 10 ACA benefit categories — excluding maternity and psychiatric — and are great for self-employed professionals who want flexibility and control.
Why Independent Professionals Love These Plans
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Freedom to use any provider that accepts PPO coverage.
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Lower monthly costs than many ACA options.
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Cash benefits paid directly to you for hospital, doctor, or outpatient care.
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Works alongside HSAs and other savings tools to protect your finances.
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Add-on options for accident, critical illness, or short-term care for extra peace of mind.
Dental, Vision, and More
Round out your coverage with:
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Dental, Vision & Hearing (DVH) plans
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Hospital indemnity and short-term recovery coverage
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Final expense and living benefits for chronic or critical illness
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Tax-free retirement and fixed annuities to help grow and protect your savings
Just like a corporate HR department — but designed for you, the self-employed or small-business owner.
Real-World Help, Not Just Policies
Doctors and hospitals change networks every day. I help you understand how each plan actually works, from choosing coverage to handling claims and negotiating bills. You’ll have someone in your corner every step of the way.
Let’s Build Your Personalized Benefits Package
Whether you’re self-employed, a subcontractor, or managing a small team, you don’t have to go without coverage — or overpay for it.
Let’s explore your options together.
Schedule a quick benefits review and see how affordable protection, flexibility, and retirement solutions can fit into your business and life.
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