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Life & Legacy Protection

Life moves fast, and the biggest risks usually show up when no one expects them. Our job is to help you prepare—so your family, your home, and everything you’ve built stays protected.

Michael specialize in term life insurance, final expense coverage, and mortgage protection. These aren’t just policies—they’re tools designed to keep your loved ones financially secure, preserve what you’ve worked for, and safeguard your long-term legacy.

Mortgage Protection: Keeping the Home in the Family

Your home is one of your biggest assets. Mortgage protection ensures your family can keep it, even if life takes an unexpected turn.

It’s about stability, continuity, and keeping the roof you worked for over the people you love.

Term Life Insurance: Protect Their Future

Term coverage is straightforward, affordable, and one of the most effective ways to protect your family’s income if something happens to you.

It ensures your loved ones can maintain their lifestyle, cover living expenses, and move forward without financial instability.

Final Expense Coverage: Relief When It’s Needed Most

Final expense plans help cover end-of-life costs so your family doesn’t have to shoulder unexpected bills during an already difficult time.

A small, simple policy—big peace of mind.

Our Concierge Services: Personalized Protection for Real Life

As an independent agent, I offer a concierge-style experience.
That means:
  • One-on-one support
  • Reviewing your current coverage
  • Identifying hidden risks
  • Tailoring benefits that fit your situation, your budget, and your long-term goals
  • Helping you choose the right mix of coverage to preserve your lifestyle and your legacy
You’ll never get a cookie-cutter plan. You get a strategy designed specifically to offset the financial risks that matter to you.

Protect Your Life. Build Your Legacy. Secure Tomorrow.

Your life and legacy deserve thoughtful protection. Whether you’re starting a family, buying a home, preparing for retirement, or simply wanting to avoid burdening others—I can help you build a plan that keeps everything on track.

Get in Touch


By providing my information, I grant permission to Michael Varela, an independent licensed insurance agent, to contact me by phone, email, or text regarding my insurance options. These options may include, but are not limited to, Medicare Supplement (Medigap) plans, Medicare Advantage (Part C) plans, Medicare Prescription Drug Plans (Part D), ACA/Marketplace health plans, and other insurance products for which I may be eligible.

Michael Varela is an independent insurance agent and is not connected with, endorsed by, or acting on behalf of Medicare, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration, the Department of Health and Human Services, or any state or federal government agency. Submission of my information does not obligate me to enroll in any plan, and I understand I may contact Medicare directly at 1-800-MEDICARE or visit Medicare.gov for official information.

By providing my cell phone number, I authorize Michael Varela to contact me at that number. I acknowledge that calls or texts may be sent using an automatic telephone dialing system or with prerecorded/artificial voice messages. My consent is not a condition of enrollment or purchase. Message and data rates may apply. Text STOP to opt out at any time or HELP for more information.

I understand that any personal information I provide may be used for the purpose of discussing insurance plan options and eligibility, and will be handled in accordance with applicable privacy and confidentiality requirements.

We proudly represent 4 insurance carriers and 17  product options to help you find what fits your needs. Michael Varela is an independent insurance agent/broker and is not affiliated with or endorsed by Medicare or any government agency. 

 

By calling this number you will reach a licensed insurance agent 503-825-2745

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