Michael’s dedication to helping others began before he became a licensed independent insurance agent. His journey started as a caregiver, where he supported individuals of all ages and backgrounds. Whether assisting with daily tasks, helping schedule appointments, or simply being a steady source of support, Michael developed a deep understanding of how challenging it can be for people to navigate health needs and the systems meant to support them.
 

During his caregiving work, he witnessed countless individuals—families, adults with disabilities, and older adults alike—struggle to understand their health coverage, access essential services, or secure the benefits they were entitled to. Many felt overwhelmed by confusing terminology, unexpected costs, or not knowing where to turn for clear guidance. Seeing these struggles up close made a lasting impact on Michael. Motivated by a desire to make a broader difference, he committed himself to learning the complex world of health insurance, including Medicare, ACA/Marketplace plans, and other coverage options. Michael wanted to become someone people could rely on—someone who would explain choices clearly, listen to their concerns, and help them make confident decisions without pressure or confusion.
 

Today, Michael combines the patience and empathy he developed as a caregiver with the knowledge and expertise he’s gained as an insurance and financial professional. He approaches every conversation with care and attentiveness, ensuring each person feels supported and understood. Whether guiding someone through Medicare options or helping a family explore broader insurance needs, Michael’s mission remains the same: to empower people with honest information, personalized support, and the peace of mind they deserve.
 

In addition to health and life insurance, Michael also supports clients with retirement-focused solutions. He helps individuals and families plan ahead with tools that protect savings, reduce risk, and create long-term financial security. This includes exploring safe-money retirement strategies, fixed and indexed annuities, legacy planning options, and coverage designed to safeguard income and assets as people age. Michael’s goal is simple: to help clients build a stable, confident future—one where they understand their options, avoid unnecessary risk, and feel prepared for the years ahead.